• Skip to main content
  • Skip to secondary menu
  • Skip to primary sidebar
  • Skip to secondary sidebar
  • Skip to footer
  • Home
  • Resources
    • Calculators
      • ISO Certification Cost Calculator
      • Cost of Quality Calculator
    • Lowest Cost ISO Services Quote Program
    • Online Gap Checklists
      • ISO 9001 Gap Checklist
        • ISO 9001 Gap Checklist Overview
        • ISO 9001 Gap Checklist Sample
        • ISO 9001 Gap Checklist Dashboard
      • ISO 45001 Gap Checklist
        • 45001 Checklist Gap Checklist Overview
        • ISO 45001 Gap Checklist Sample
        • ISO 45001 Gap Checklist Dashboard
      • ISO 27001 Gap Checklist
        • ISO/IEC 27001 Gap Checklist Overview
        • ISO 27001 Gap Checklist Sample
        • ISO 27001 Gap Checklist Dashboard
    • White Papers
      • AI and Quality Management: Many Questions, Few Answers
      • A Guide to Quality Risk Management
      • ISO 9001 Updates FAQ
      • Integrating ISO 27001 and ISO 9001
    • Job Salary Reports
      • Quality Professionals Salary Report
    • Free Quality Ebook
    • Glossary
  • Articles
    • Environment
    • Cybersecurity
      • Artificial Intelligence
      • Automation
      • Career
      • Certification Management
      • Continuous Improvement
      • Documentation
      • ISO 27001
      • Information Security Mgt. Systems (ISMS)
      • Management
      • Regulatory
      • Risk Management
      • Software
      • Supplier Quality
      • Sustainability
    • Management Systems
    • Manufacturing
    • Quality
      • Artificial Intelligence
      • Automation
      • Career
      • Certification Management
      • Continuous Improvement
      • Cost of Quality
      • Documentation
      • ISO 9001
      • LEAN-6 Sigma
      • Product Safety
      • Quality Management
      • Regulatory
      • Risk Management
      • Root Cause
      • Skills
      • Software
      • Supplier Quality
      • Sustainability
    • Safety
      • Product Safety Certification
      • Risk Management
  • What We Do
    • About Conformance 1
    • Group Purchasing
    • Negotiated Discounts
    • Why Buy Through Us?
  • Products/Services
    • Name Your Fee Training
    • Registrar Directory
    • Software Directory
    • Consultant Directory
  • Online Gap Checklists
    • ISO 9001 Dashboard
    • ISO 45001 Dashboard
    • ISO 27001 Dashboard
  • Contact
    • General Inquiries
    • Ask an ISO Expert
  • Login
    • Login
    • Log Out
Conformance1

Conformance1

Tools for conforming to standards, goals and processes

Complying with PCI DSS requirements by 2025

Leave a Comment Filed Under: Cybersecurity-Regulatory

  • The new PCI DSS 4.0.1 introduces stricter security requirements, such as enhanced encryption methods and multi-factor authentication (MFA), with a full compliance deadline of April 2025.
  • Implementing automated detection and response mechanisms and tamper detection for payment pages will require significant investments in technology and expertise.
  • To reduce complexity, organizations should first perform a scope analysis, streamline compliance efforts with other standards, and consider outsourcing non-core security processes.
  • PCI DSS applies to all organizations that process credit or debit card payments, including online, in-person, by phone, or by mail.

If your organization takes online or in person credit card, debit card or related payments, know that Version 4.0.1 of the Payment Card Industry Data Security Standard (PCI DSS), effective April 2024, brings important updates to address modern security challenges in the digital landscape. The updated standard includes 64 requirements, 13 of which are already mandatory, and the remaining 51 will become mandatory by April 2025. Many of these future-dated requirements, such as enhanced encryption techniques and wider multi-factor authentication (MFA) implementation, demand significant changes, technical expertise, and substantial investments.

One of the major changes in PCI DSS 4.0.1 involves replacing disk-level encryption with more granular methods to ensure the Primary Account Number (PAN) remains unreadable, even when systems are running. MFA must now be applied for remote access across all systems, adding complexity to its implementation. This will likely require entities to expand MFA across cloud systems, security devices, endpoints, and other access points to the cardholder data environment (CDE).

Another key update is the introduction of automated audit log reviews and real-time response mechanisms to detect and act on security failures. Entities must enhance their log management systems, potentially expanding existing tools or outsourcing this function to handle increased volumes. Additionally, authenticated internal vulnerability scans will be required to detect vulnerabilities more thoroughly, increasing the need for resources and documentation.

The new requirement for tamper-detection mechanisms focuses on preventing e-commerce fraud. This measure aims to prevent web-based skimming by monitoring modifications to payment pages. This change affects merchants and payment service providers (PSPs), as any unauthorized script changes can compromise cardholder data.

To meet these requirements by 2025, organizations should perform a scope analysis to optimize and reduce their PCI DSS scope. This includes assessing whether they need all the cardholder data they currently handle and considering technologies like tokenization and point-to-point encryption to minimize exposure. It’s also beneficial to align PCI DSS compliance with standards such as ISO 27001 or GDPR to reduce redundancy and streamline efforts.

Read the full article

Filed Under: Cybersecurity-Regulatory

Reader Interactions

Leave a Reply

You must be logged in to post a comment.

Primary Sidebar

Search

Email Newsletter

News delivered to your inbox

Name(Required)
Newsletter Preferences(Required)
This field is hidden when viewing the form
This field is for validation purposes and should be left unchanged.

Related Items

Help us improve our tool

Have a suggestion for improving our ISO Gap Analysis Checklist? Let us know.

Secondary Sidebar

Categories

Recent Posts

  • Information Security Measures for a Procrastination Combatting Digital Solution
  • Cybersecurity Governance Toolkit
  • Quick Start Guide to Security Compliance
  • Best Practices for Cybersecurity Compliance Monitoring
  • ISO 27001 certification: What happens in the certification audit?

Footer

Important Resources

Cost of Quality Calculator

ISO 9001 Online Gap Analysis

ISO Certification Cost Calculator

Free Quality Ebook

Process Improvement Survey

ISO 9001 Glossary

 

Recent Posts

  • Information Security Measures for a Procrastination Combatting Digital Solution
  • Cybersecurity Governance Toolkit
  • Quick Start Guide to Security Compliance
  • Best Practices for Cybersecurity Compliance Monitoring
  • ISO 27001 certification: What happens in the certification audit?

Search

Contact Us

About Us

Privacy Policy

 

Copyright © 2025 · Conformance1 · Log in